October 2026 Bank Holidays: Banks across India will observe several holidays in October 2026 because of Gandhi Jayanti, the second and fourth Saturdays, and regional festivals including Dussehra, Maha Navami and Vijaya Dashami. Bank holidays vary by state, so customers should check the state-specific calendar before visiting a branch.
October 2026 Bank Holidays in India
| Date | Day | Holiday / Occasion | Coverage |
|---|---|---|---|
| October 2 | Friday | Gandhi Jayanti | Across India |
| October 10 | Saturday | Second Saturday | Bank holiday |
| October 19 | Monday | Regional festival holiday | Selected states |
| October 20 | Tuesday | Maha Navami / Ayudha Puja / regional Dussehra observances | Multiple states |
| October 21 | Wednesday | Vijaya Dashami / Dussehra | Selected states |
| October 24 | Saturday | Fourth Saturday | Bank holiday |
Tamil Nadu Bank Holidays in October 2026
For Tamil Nadu, the state-wise bank holiday calendar lists October 2 (Gandhi Jayanti), October 10 (Second Saturday), October 20 (Maha Navami), and October 24 (Fourth Saturday) as bank holidays.
| Date | Day | Holiday |
|---|---|---|
| October 2, 2026 | Friday | Gandhi Jayanti |
| October 10, 2026 | Saturday | Second Saturday |
| October 20, 2026 | Tuesday | Maha Navami |
| October 24, 2026 | Saturday | Fourth Saturday |
Why Do Bank Holidays Differ Across States?
India’s bank holiday calendar combines nationwide holidays, second and fourth Saturdays and state-specific holidays. Festivals can therefore result in a bank closure in one state while branches remain open in another. The October 2026 calendar illustrates this clearly: different states observe Maha Ashtami, Maha Navami, Vijaya Dashami, Durga Puja and other regional occasions on different dates.
October 2026 Bank Holidays in Major States
| State / Region | Important October closures listed |
|---|---|
| Tamil Nadu | Oct 2, 10, 20, 24 |
| Kerala | Oct 2, 10, 20, 24 |
| Karnataka | Oct 2, 10, 20, 21, 24 |
| West Bengal | Oct 2, 10, 18, 19, 20, 21, 24 |
| Assam | Oct 2, 10, 18, 19, 20, 21, 24 |
| Odisha | Oct 2, 10, 18, 19, 20, 21, 24, 25 |
| Uttar Pradesh | Oct 2, 10, 20, 21, 24 |
| Maharashtra | Oct 2, 10, 20, 21, 24 |
Will Online Banking Work on Bank Holidays?
Physical bank branches are closed on applicable bank holidays, but digital banking services such as internet banking, mobile banking and UPI generally remain available. Customers should nevertheless allow extra time for transactions that require branch processing or staff assistance.
October 2026 Bank Holiday FAQs
Is October 2, 2026 a bank holiday?
Yes. Banks are closed across India on October 2 for Gandhi Jayanti.
Is October 10, 2026 a bank holiday?
Yes. October 10 is the second Saturday and is a regular bank holiday.
Are banks closed in Tamil Nadu on October 20?
Yes. The state-wise bank holiday calendar lists October 20, 2026 as Maha Navami for Tamil Nadu.
Are banks closed on October 21 everywhere?
No. October 21 is a bank holiday in several states for Vijaya Dashami, but bank holidays are state-specific.
Is October 24 a bank holiday?
Yes. October 24 is the fourth Saturday and is a bank holiday.
Important Note
Bank holiday schedules can differ from state government office holiday schedules. For example, the Tamil Nadu Government’s 2026 public-holiday list separately lists Ayutha Pooja on October 19 and Vijaya Dasami on October 20, while the state-wise bank calendar lists October 20 as the relevant bank holiday. Customers should therefore use the banking calendar when planning a branch visit.
Leave a Reply